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Personal Finance and Investing
.5 credit semester
Grades 9-12

What comprises a financial plan for an individual?

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Students will create a budget, investigate stocks and mutual funds using the Internet, read and analyze corporate annual reports, review a fund prospectus, and establish and track an investment portfolio. Students will research and determine how much money they will need to retire, and how to fund major life purchases. Topics will include dollar cost averaging, the role of compounding interest in investing, the importance of diversification, and other financial concepts. The final project involves designing a mutual fund, writing the prospectus and tracking fund performance.

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